Gayatri Mortgage Term Loan

Facility:                              Term Loan

Purpose:                            Business Development/ Personal Needs 

Eligibility :                 

Partnership firms, Limited companies, Individual, Businessmen, Government employees and Income Tax payer etc.,

Age of the Borrower:      Between 21 years to 60 years

Security:                           Mortgage of Immovable Property

Loan Eligibility:

» Four times of the Annual Income of the individual for business. (Maximum EMI -50% monthly average income as per the Income Tax return)

» Three times of the Annual Income of the individual for other purposes. (Maximum EMI-50% of net Salary)

Rate of Interest:                13.00% PA                

                                             Click here to know more.

Guarantor:                          Government Employee/ I.T Assessee

Repayment:                        Maximum 120 Equated Monthly Installments

Interest method:               Diminishing Method

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Basic Documents:                 

» KYC documents of Borrowers and Guarantors.

» Copies of IT returns for last 3 years along with Financial Statements along with Business A/c statement for last one year.

» Title Deeds of the property offered as security

» Other Documents As required.

Processing Fees:                Nil

Terms & Conditions:          As per Bank’s Loan Policy.

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