AEPSAadhar Enabled Payment System
ALMAssest Liability Management
APBSAadhaar Payment Bridge System
ATMAutomated Teller Machine
BCSBIBanking Codes and Standards Board of India
BHIMBharat Interface For Money
BINBank Identification Number
CAMELSCapital, Assets, Management, Earnings, Liquidity and Systems and Control
CARCapital Adequacy Ratio
CBSCore Banking Solutions
CDCertificate of Deposit
CD RatioCredit Deposit Ratio
CDDCustomer Due Diligence
CERSAICentral Registry of Securitisation Asset Reconstruction and Security Interest of India
CIBILCredit Information Bureau Of India Limited
CPIConsumer Price Index
CRMCustomer Relationship Management
CTSCheque Truncation System
CVVCard Verification Value
DEAFDepositor Education and Awareness Fund
DICGCDeposit Insurance Credit Guarantee Corporation
DMSDispute Management System
DPNDemand Promissory Note
DRTDebt Recovery Tribunal
DSCRDebt Service Coverage Ratio
ECOMElectronic Commerce
ECSElectronic Clearing Service
EMVEuropay Master and Visa
FCCBForeign Currency convertible Bond
GSTGoods and Service Tax
HUDCOHousing and Urban Development Corporation
IBAIndian Banks Association
IDRBTIndian Institute for Development and Research of Banking
IFSCIndian Financial System Code
IINIssuer Identification Number
IMPSImmediate Payment Service
IRDAInsurance Regulatory and Development Authority of India
IROsInterest rate options
IRRInternal Rate of Return.
ISCIInternational Standard Industrial Classification
ISOInternational Standard Organization
KCCKisan Credit Cards
KVICKhadi and Village Industries Corporation
KVPKisan Vikas Patra
KYCKnow Your Customer guidelines
LABLocal Area Bank
LTFLong Term Finance
LTVLoan To Value
MICRMagnetic Ink Character Recognition
MISManagement Information System
MMIDMobile Money Identifier
MMSMandate Management System
MPINMobile Personal Identification Number
MUDRAMicro Units Development and Refinance Agency
NABARDNational Bank for Agricultural & Rural Development
NACHNational Automated Clearing House
NAFCUBNational Federation of Urban Co-operative Banks and Credit Societies Ltd.
NAVNet Asset Value
NBCNet Bank Credit
NBFCsNon Banking Financial Companies
NDTLNet Demand Time Liabilities
NECSNational Electronic Clearing Service
NEFTNational Electronic Fund Transfer
NFSNational Financial Switch
NIINet Interest Income
NPCINational Payments Corporation of India
NRENon Resident External
NSDLNational Securities Depository Limited
NSENational Stock exchange
OTPOne Time Password
OTSOne Time Settlement
PACSPrimary Agricultural Credit Society
PCAPrompt Corrective Action
PFMSPublic Financial Management System
PGSPayment Gateway System
PINPersonal Identification Number
PMJDYPradhan Mantri Jan-Dhan Yojana
PMJJBYPradhan Mantri Jeevan Jyoti Bima Yojana
PMSBYPradhan Mantri Suraksha Bima Yojana
POAPower of Attorney
POSPoint Of Sale
RRBRegional Rural Banks
RTGSReal Time Gross Settlement
SEBISecurities and Exchange Board of India
SMSShort Message Service
SSISmall Scale Industries
SWIFTSociety For Worldwide Interbank Financial Telecommunication
UPIUnified Payments Interface
UTIUnit Trust of India